I know you have struggled to find a good financing partner. I know of at least one other MVNO provider that offers Affirm as a payment option, and their API seems really straight forward. I just wanted to throw that out there if they where not on your radar already. I think some sort of financing plan would defiantly open more doors for ting. With a service like Affirm, you don't have to lock-in your customers, they own the device outright, and simply owe on a loan that they pay monthly directly to Affirm. Ting has zero risk, and since you sell unlocked devices (for the most part), customers are still free to take their device to another provider without any termination fees. Seems like a win-win to me?
Affirm as a Possible Financing Provider?